RI Eatery Loses Hartford Unit Viral Coverage

By Bonnie Eslinger (April 18, 2022, 8:19 p.m. EDT) – A federal judge in Rhode Island ruled Monday that a restaurant specializing in Italian cuisine and wedding catering cannot use insurance it had with a Hartford unit to pay for COVID -19 shutdown losses, dismissing its argument that the pandemic is “civil unrest” covered by its policy.

Granting a motion to dismiss from Twin City Fire Insurance Co., U.S. District Judge John J. McConnell Jr. said the coronavirus “has produced a situation in stark contrast” to a riot or violent situation, the latter being the dictionary definition of civil unrest.

Accordingly, the arguments, “are not within the scope of…

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